If the camel gets its nose in a tent, his body will soon follow

Old Arabic Proverb

This Arabian proverb cannot lie. They are speaking from their experience. That is exactly what the camel of Islam did to a multicultural Arabia.

This is how the Monster gradually pushes in

Once the Shariah Banking is in place and the Shariah Lawyers/Bankers get to move their pawns within the corridors of power, they will gradually seize power and authority. After that it is not a matter of IF, but WHEN. The democratic institutions are the ones that will be targeted. That is why we do not see any true democracy in the Islamic World. Democracy and Shariah are incompatible.

Let me quote you a Fatwa from the Grand Mufti of Saudi Arabia in which he is unambiguous that Shariah is the enemy of democracy.

Democracy is a man-made system, meaning rule by the people for the people. Thus it is contrary to Islam, because rule is for Allaah, the Most High, the Almighty, and it is not permissible to give legislative rights to any human being, no matter who he is.

It says in Mawsoo’at al-Adyaan wa’l-Madhaahib al-Mu’aasirah (2/1066, 1067):

Undoubtedly the democratic system is one of the modern forms of shirk, in terms of obedience and following, or legislation, as it denies the sovereignty of the Creator and His absolute right to issue laws, and ascribes that right to human beings. Allaah says (interpretation of the meaning):   {You do not worship besides Him but only names which you have named (forged) — you and your fathers — for which Allaah has sent down no authority. The command (or the judgement) is for none but Allaah. He has commanded that you worship none but Him (i.e. His Monotheism); that is the (true) straight religion, but most men know not} [Yusuf 12:40].

Ruling on Democracy and Elections

Shirk is considered as the Worst kind of Sin in which a partner is assigned to Allah. Logically speaking, for a Muslim, Democracy is worse than Lending on Interest. Lending on Interest is Haram. But Democracy is SHIRK. The Covert Trojan horse of Islamic Banking is not coming to help you but to enslave your nation.

The Egyptian Fatwa regarding Democracy

Egypt is home to the largest Islamic University(Al Azhar) which trains the most fundamental Islamicists. Even they confess that Shariah is the enemy of Democracy. Let me quote the fatwa from the Chief Mullas of Egypt.

The Western understanding of this term places highly the authority of the people to an extent of giving people the full right of legislation and this full authority is higher in weight than any other authority. Therefore the executive authority executes the general laws or more precisely the general public’s will and the judicial branch rules with the laws which were legislated through the legislative authorities. In other words, whenever consensus of the people was reached on any issue, it passes as an effective law even if what was agreed on is considered prohibited in all religions and creeds.

This Western understanding of democracy does not acquiesce with God’s Shari’ah in which the ruling solely belongs to God. God says in the Quran, “The decision is only for Allah . He relates the truth, and He is the best of deciders.” 6:57 the renowned scholar Abu al So’ud commented on this verse in his exegesis saying that the ruling on all matters solely belongs to God without the slightest interference of anyone else in any way, shape or form. (3/142).

Dar Al-ifta

One of the most covert attempts to take over the democracy of nations is through the mechanism of voting right guaranteed to its citizens. The Birth rate among Muslims in non-Islamic nations would be unusually high. There is only one reason for that. They want to topple the democratic setup of nations to take over power in an Islamic way and remove democracy from those countries. Truly Shariah is the enemy of democracy.

The life of Non-Muslims in a Shariah-compliant country

As you would have noted in the quotations of the Fatwa, the clerics are unambiguous that the law of Allah has to replace democracy. Where do we get the Law of Allah? Obviously from the Qurán and the Sunnah.

Based on the Qur’an, all unbelievers (Non-Muslims) are categorised as Kaafirs.

In an Islamic Nation, the rulers and the judges of the land will surely be Harsh and cruel towards non-Muslims.

Indeed, We revealed the Torah, containing guidance and light, by which the prophets, who submitted themselves to Allah, made judgments for Jews. So too did the rabbis and scholars judge according to Allah’s Book, with which they were entrusted and of which they were made keepers. So do not fear the people; fear Me! Nor trade my revelations for a fleeting gain. And those who do not judge by what Allah has revealed are ˹truly˺ the disbelievers.

Sura 5:44

O Prophet! Struggle against the disbelievers and the hypocrites, and be firm with them. Hell will be their home. What an evil destination!

Sura 9:73

The Views of Islamic Commentators

Many Muslims may push aside these quranic verses and tell us that it is not so and try to give a different flavour to the whole story. Unfortunately, for them, the Scholars who wrote the Tafsirs do not agree with them. They, in fact, give more clarity to these verses and proves that indeed Shariah is the enemy of democracy.

وَمَن لَّمۡ يَحۡكُم بِمَآ أَنزَلَ ٱللَّهُ فَأُوْلَـٰٓٮِٕكَ هُمُ ٱلۡكَـٰفِرُونَ

(And whosoever does not judge by what Allah has revealed, such are the disbelievers,) “Whoever rejects what Allah has revealed, will have committed Kufr, and whoever accepts what Allah has revealed, but did not rule by it, is a Zalim (unjust) and a Fasiq (rebellious) and a sinner.” Ibn Jarir recorded this statement. `Abdur-Razzaq said, “Ma`mar narrated to us that Tawus said that Ibn `Abbas was asked about Allah’s statement,

Tafsir Ibn Kathir for Sura 5:44

جَـٰهِدِ ٱلۡڪُفَّارَ وَٱلۡمُنَـٰفِقِينَ

(Strive hard against the disbelievers and the hypocrites) “With the hand, or at least have a stern face with them.” Ibn `Abbas said, “Allah commanded the Prophet to fight the disbelievers with the sword, to strive against the hypocrites with the tongue and annulled lenient treatment of them.” Ad-Dahhak commented, “Perform Jihad against the disbelievers with the sword and be harsh with the hypocrites with words, and this is the Jihad performed against them.”

Similar was said by Muqatil and Ar-Rabi`. Al-Hasan and Qatadah said, “Striving against them includes establishing the (Islamic Penal) Law of equality against them.” In combining these statements, we could say that Allah causes punishment of the disbelievers and hypocrites with all of these methods in various conditions and situations, and Allah knows best.

Tafsir Ibn Kathir for Sura 9:73

 O Prophet, STRUGGLE(JIHAAD) AGAINST DISBELIEVERS(KUFR), WITH THE SWORD, and the hypocrites, with words and [definitive] arguments, and be harsh with them, through rebuke and aversion [towards them]; for their abode will be Hell, an evil journey’s end, [an evil] resort it is! 

Tafsir Al-Jalalayn for Sura 9:73

Conclusion

The innocent-looking Islamic Banking is at your doorstep with a sinister plan for your country. Do not let the guard down. Raise the alarm. Let not the money-minded politicians sell off your country just like how Esau sold his birthright for a bowl of stew. Once the monster is in, any amount of crying will be unhelpful.

…………..Esau, who for a single meal sold his inheritance rights as the oldest son. ¹⁷ Afterward, as you know, when he wanted to inherit this blessing, he was rejected. Even though he sought the blessing with tears, he could not change what he had done.

Heb 12:16-17

End of “The Covert Trojan horse of Islamic Banking 2“

He will speak against the Most High and oppress his holy people and try to change the SET TIMES AND THE LAWS. The holy people will be delivered into his hands for a time, times and half a time.

Daniel 7:25

Click here to read the portion of the article regarding Muhammad’s intention in changing his name. The first step towards the subjugation of the land and governed by Shariah law is usually the Trojan horse of Islamic Banking.

What is Banking in layman terms.

Banking is defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to conduct economic activities such as making profit or simply covering operating expenses.

The institution (Commercial Bank) accepts deposits from the general public and lends them out to their customers. When the bank accepts the deposit from the general public, it pays interest on that amount for the TIME it holds the money. The Bank makes a profit on that money by lending it out to its customers at a higher interest rate for the TIME they keep the money. That is how the adage TIME IS MONEY came into existence. The Bank also makes a profit by charging different fees and commissions for the services it provides.

These banks work under regulations of the Central Bank of the country and have to follow the accepted banking norms. It is beyond the scope of this article to give a detailed study of banks.

What is Islamic Banking?

Islamic Banking is a system that introduces the Shariah Law(Islamic Law) compliant banking into a land. Generally, it is marketed under the guise of “INTEREST-FREE LOANS“. The term “Interest-Free Loans” sounds quite enticing and unknowingly people fall into the charm of these magic words. The Shariah Dawah propagators will sell anything in the name of Islamic Banking to fool people. However, in reality, it is nothing more than a Trojan horse to subjugate you and your nation.

Islamic Banking Features – Interest-Free Loans

“THERE IS NO SUCH THING AS A FREE LUNCH“

Milton Friedman

Yes, with Islam it is much more deceptive and costly. Remember this is coming from the same guy who promised you 72 virgins and rivers of wine in paradise. In return, he will take your life. The salvation of Islam is Woman and Wine. The poor and the ignorant are drawn towards this system of deception.

Indeed, the righteous will have SALVATION—Gardens, vineyards, and full-breasted maidens of equal age, and full cups ˹of pure wine˺, never to hear any idle talk or lying therein—a ˹fitting˺ reward as a generous gift from your Lord,

Sura 78:31-36

As per Islamic Banking, they do not charge “INTEREST” but they charge their share of the “LENDER’S PROFIT“. They fix the Lender’s Profit based on a decided percentage value of the principal and charge them. If you are normal, you might be wondering what is the difference between the “Interest” and “Lender’s Profit”. Yes, you are right. There is absolutely NO DIFFERENCE. It is only a name change just as how Qathem became Muhammad. It is the Trojan horse of Islamic Banking to introduce Shariah into your land.

We all know that Saudi Arabia is the best example of a Shariah Law country. I checked out the website of Riyad Bank to see how these Interest-Free Loans of the Islamic Bank works. I tried with the home loan calculator and see what I got. They replaced the INTEREST with the term “PROFIT ADDED“. But it functions just like any interest calculator. So much for the great Interest-Free Loans of Islamic Banking.

Notice the highlighted area. It clearly mentions the interest rate and calls it as “PROFIT“

Conclusion

Readers, you have seen how Islamic Banking works. They do the same thing as any other banks do, but with deceptive terminology. This model is easy to be accepted by many countries because there is really no change in the operations of the bank. However, this Trojan horse of Islamic Banking brings the Shariah Lawyers into the corridors of power of the Nation and the Financial System of the Central Bank. They can now gradually proceed to the next step of Islamization. We will deal with that in the next article.

Remember that this Islamic Banking is coming from the same source which LEGALIZED ADULTERY AND PROSTITUTION by giving it a BETTER NAME.

[Forbidden to you] are married woman, EXCEPT WHAT YOUR RIGHT HAND POSSESSES. This Allah has written for you, and all other women besides these are permitted to you, so that you may seek them out with your wealth, seeking chastity and not fornication. So when you have CONTRACTED TEMPORARY MARRIAGE [istimt’atum] with them, then give them their words. There is no sin on you for whatever you agree to after this. Indeed, Allah is Knowing, Wise.

Sura 4:24

End of “The Concealed Trojan horse of Islamic Banking 1“